In-House also believes that:
- Customers are our livelihood and should be treated with respect.
- Communication is the most important part of our relationship with our customer.
- We do not want customers for a day or a week. We want them for a lifetime!
If you agree to these terms then Furniture Plus will deliver your new products and In-House will loan you the money to pay for them. You will make monthly payments as agreed to In-House until your new furniture, appliance or television is yours.
Even if you have been on the job a short time and do not own a home, you are still entitled to credit at Furniture Plus. The only difference is that the loan will be smaller and the terms might be shorter. The best part about this is that if you pay back as promised then your credit will continue to improve!
Absolutely! We have customers who have furnished many family homes over the years using their good credit. Valued customers who meet their commitments with In-House are given a higher “credit score.” This means that they are considered special customers and are entitled to add to their purchases over time. In most cases your monthly payment will not increase. In-House will simply extend the amount of time you have to pay off your purchase!
With Salary Deduct, there is an agreement with your employer (if they participate) that enables you to have your payment deducted from your paycheck. This makes In-House much more willing to loan more to you as their risk is less. It’s also convenient for you since you never have to worry about a late payment.
When In-House loans you money they have to make a profit to cover their expenses and make it worthwhile. They charge a percentage fee to the loan to do this. This fee is included as a small portion of your monthly payment so you don’t have to worry about paying a fee after you thought you had paid off your purchase.
The good news is that we have dependable and honest customers who pay on time so very few get charged a late fee.
You made a commitment and must make every effort to meet that commitment. But, when you can’t…
You must make every effort to pay as much as you can even if it is not the full payment. And…
You must TALK TO US! We know things happen in life. But when we don’t hear anything or don’t receive payments we can only think the worst: that we loaned money to someone who is not fair or honest.
Your commitment to pay is not only a legal one, it is an ethical one as well.
Online: Simply complete our convenient Online Credit Application.
In Person: Fill out an application in our Nassau, Freeport, or Abaco location for “on the spot” financing!
Call us if you have any questions or concerns. Our friendly staff will be happy to assist you with no obligation, no pressure.